Principal-controlled Insurance Program
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Wednesday, 11 June 2025

Principal-controlled Insurance Program

We have a principal-controlled insurance program in place for all publicly-tendered construction contracts

Insurance program

The PTA acknowledges that there is a lack of clarity regarding the procurement and management of insurance requirements by contractors under contractual agreements, as the scope and coverage of these insurances may vary.

To address this, the Principal Controlled Insurance Program (PCIP) has been established as an insurance arrangement for construction projects, placing responsibility on the Principal (PTA) to oversee and maintain the following insurance policies:

  • Public liability (including general and product liability).
  • Contract works (material damage).
  • Professional indemnity (Alliances only).

The program has two categories:

  • A general (or “floater”) category for projects up to $50 million for contract works and up to $100 million for public liability.
  • Contract-specific cover for projects exceeding $50 million for contract works and exceeding $100 million for public liability.

Further information on the program can be obtained from PTA procurement planning manager Peter Keys at peter.keys@pta.wa.gov.au.

Guiding Principles

The guiding principles for projects to be declared on the PCIP floater category are:

  • A design and construct or works contract is to be awarded.
  • Maximum construction period is 36 months.
  • Contract value does not exceed $50 million for contract works and up to $100 million for construction (public and product) liability.
    • There is no minimum contract value.

Further information is included in the relevant tender documentation.

Certificate of Currency

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    Excess

    Contract Works Insurance

    Excess Category Original Estimated Contract Value
    0 to $3m >$3m to $6m >$6m
    Each loss except as below: $15,000 $25,000 $50,000
    Earthquake subsidence and collapse $20,000 $50,000 $100,000
    Wetwork Contracts $20,000 $100,000 $100,000
    Storm, Tempest and Flood $50,000 $100,000 $100,000
    Tunnelling Contracts $100,000 $100,000 $200,000
    LEG 2/96 Defects Claims $50,000 $100,000 $100,000
    LEG 3/96 Defects Claims $600,000 $600,000 $600,000
    Named Cyclone $100,000 $150,000 $200,000

    General Liability

    Excess Category
    (inclusive of Defence and Other Costs)

    Original Estimated Contract Value
    $0 to $10m $10m to $100m
    Each Loss $50,000 $100,000
    Each Occurrence for Worker to Worker Liability $100,000 $100,000
    Per claimant for property damage $100,000 $100,000

    The PTA acknowledges Traditional Owners of Country throughout Australia and recognises  the continuing connection to lands, waters and communities. We pay our respect to Aboriginal and Torres Strait Islander cultures; and to Elders past and present.   

    Aboriginal and Torres Strait Islander people are advised that this site may contain images or names of people who are deceased.

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